Terms of use

The Terms of Use set forth below apply to this website (the “Site”) and any information on the Site (the “Content”). Please read the Terms of Use carefully before using the Site. By using the Site, you acknowledge that you have read, understood and agreed to these Terms of Use and that you agree to be bound by them.

Advance Caribbean (Antigua) Ltd., Advance Caribbean (Barbados) Ltd., Advance Caribbean (St. Lucia) Ltd., Advance Caribbean (St. Kitts-Nevis) Ltd., Advance Caribbean (Nevis) Ltd. and Advance Caribbean (SVG) Ltd. and its affiliates (“AC”) reserve the right, at AC’s discretion, to change, modify, add or remove portions of these terms at any time. Each time you use or access this website, you are responsible for being familiar with, and are bound by, the then-current version of the Terms of Use.


Jurisdictional Restrictions

The Site is directed only at residents of the following jurisdictions:

  • Antigua & Barbuda whereby the Site and the Content is offered by Advance Caribbean (Antigua) Ltd.;
  • Barbados whereby the Site and the Content is offered by Advance Caribbean (Barbados) Ltd.;
  • Saint Lucia whereby the Site and the Content is offered by Advance Caribbean (St. Lucia) Ltd.;
  • Saint Kitts & Nevis whereby the Site and the Content is offered by Advance Caribbean (St. Kitts-Nevis) Ltd. and/or Advance Caribbean (Nevis) Ltd.; and
  • Saint Vincent & the Grenadines whereby the Site and the Content is offered by Advance Caribbean (SVG) Ltd.

Visitors who choose to access the Site from other jurisdictions do so on their own initiative and are responsible for establishing the legality, usability and correctness of any information or materials under any or all jurisdictions and the compliance of that information or material with applicable local laws. 


No Offer or Advice

This Site has been prepared for information purposes only. Nothing on the Site is intended to, nor will, constitute an offer, solicitation, invitation, advice or recommendation to use any products or services.  Nothing contained in the Site constitutes any form of advice or recommendation. The Content does also not create a business, professional or other form of contractual relationship. Decisions based on information contained on the Site are the sole responsibility of the visitor.
Limitation of Liability

The Site has been compiled in good faith by AC. However, the Site could contain inaccuracies, errors or faults and could otherwise malfunction. AC does not undertake to update the Site regularly. All information is provided "as is" without any warranties of any kind, express or implied. Any visitor who accesses this Site and acts upon information contained therein does so solely at his or her own risk. In no event will AC be liable for any damages, including without limitation, direct or indirect, special, incidental, moral or consequential damages, loss of profits, opportunities or information or for expenses arising in connection with the Site, the Content, any software available on the Site, any hyperlinked website or for use thereof or inability to use by interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if AC is advised of the possibility of such damages, losses or expenses.


Limitations to Use

The visitor shall not use the Site to conduct or engage in unlawful activities, to violate any law or regulation, or to violate or infringe upon the rights of AC, or any third party, including without limitation, contractual rights, intellectual property rights, and privacy rights.


Third Party Links and Content

The Site may be linked to third party websites or contain information provided by third parties. AC does not make any representation as to the accuracy or completeness of such websites or information and has not and will not review such websites or information. AC does not accept any liability arising out of the information contained on any linked website or information on the Site provided by a third party and the use of such websites and information is at the visitor's own risk. The inclusion of any link by AC does also not imply endorsement, investigation or verification by AC.


Restricted Areas

Certain portions of this Site are intended only for the use of current clients of AC, or for prospective clients who have been screened by AC and granted access to these restricted areas. Information obtained from such restricted areas should not be shared with persons who have not been specifically granted access to the restricted areas.


Copyright, Trademarks and Other Rights

The visitor may use the Content for his or her personal or internal business use only. The Content may not otherwise be reproduced, distributed or transmitted to any other person or incorporated in any way into another database, document or other materials. The Site and all intellectual property rights it contains (including without limitation trade and product names, images, illustrations, designs, photographs, video clips and written and other materials) are copyrights, trademarks, service marks, trade names and/or other intellectual property owned or controlled by AC and/or its associates or affiliates or licensed to AC by third parties. Nothing on the Site should be considered as granting any licence or right under any copyright or trademark of AC or any third party. All rights are reserved.


Privacy Policy and Confidentiality

When the Visitor enters the Site, AC may automatically collect information about his or her browser type, Internet Protocol (IP) address(es) and any other information provided by the visitor's browser. AC uses this type of information in the aggregate to monitor and improve the Site and its Content. The Site may use 'cookies' stored on the visitor's computer that retain his or her information and preferences relative to activities on the Site. Nothing on the Site should be considered as a request or attempt by AC to collect personally identifiable information through the Site. Any communication or other material that the visitor sends on his own initiative to AC through the Internet or electronic mail or otherwise is and will be deemed to be non-confidential and AC shall have no obligation of any kind with respect to such information.


Enforceability, Governing Law and Consent to Jurisdiction

Access to and use of the Site and these Terms of Use are governed by:

  • the laws of Antigua & Barbuda in case of access by visitors residing in Antigua & Barbuda;
  • the laws of Barbados in case of access by visitors residing in Barbados;
  • the laws of Saint Lucia in case of access by visitors residing in Saint Lucia;
  • the laws of Saint Kitts & Nevis in case of access by visitors residing in Saint Kitts & Nevis; and
  • the laws of Saint Vincent and the Grenadines in case of access by visitors residing in Saint Vincent and the Grenadines.

and disputes arising from or related to any access to and use of the Site shall be subject to the exclusive jurisdiction of the courts of the respective jurisdiction. In the event any provision or portion of these Terms of Use is held to be invalid or unenforceable for any reason, in whole or in part, the remaining provisions and/or portions shall be unaffected thereby and shall remain in full force and effect to the fullest extent permitted by applicable law.

Message us on WhatsApp